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Comment #359938 on Please Explain: 401(k)s, 403(b)s, and Saving for Retirement

What is the best way to go about finding a financial advisor? I've bee told not to work with someone who earns money on the funds/tools he/she recommends.

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Comment #359943 on Please Explain: 401(k)s, 403(b)s, and Saving for Retirement

Please discuss the differences & advantages of 401K/Roth and IRA/Roth

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Comment #359944 on Please Explain: 401(k)s, 403(b)s, and Saving for Retirement

As fewer people have defined benefit plans, fewer retired people will be able to spend any money on anything except the most essential things--if they can aford that. So businesses that want patrons,...

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Comment #359947 on Please Explain: 401(k)s, 403(b)s, and Saving for Retirement

What about using 401k for down payment for a house? Any downsides?

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Comment #359949 on Please Explain: 401(k)s, 403(b)s, and Saving for Retirement

How do I figure out how much I should save per month? Is there a formula I can use?

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Comment #359950 on Please Explain: 401(k)s, 403(b)s, and Saving for Retirement

Please ask how SEP IRA is different from regular IRA. As far I know it's for freelancers and you can contribute more money to it. When you asked your guests about IRA options for freelancers they...

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Comment #359951 on Please Explain: 401(k)s, 403(b)s, and Saving for Retirement

Not sure question posted the first time: what about using 401k for a down payment for a house?

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Comment #359952 on Please Explain: 401(k)s, 403(b)s, and Saving for Retirement

Leonard...I can't believe you just said that. If a non-working spouse (e.g. wife) and a working spouse (e.g. husband) get a divorce, why wouldn't she be entitled to half????? presumably they made the...

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Comment #359954 on Please Explain: 401(k)s, 403(b)s, and Saving for Retirement

Re: availability of Roth to high income individuals. I believe someone who earns too much to contribute to a ROTH IRA in any given year can make a non-deductible contribution to a traditional IRA and...

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Comment #359956 on Please Explain: 401(k)s, 403(b)s, and Saving for Retirement

All these "plans" were just ways to suck the suckers' monies into the great Casino called Wall STreet. As usual, the suckers are left holding an empty bag.

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Comment #359957 on Please Explain: 401(k)s, 403(b)s, and Saving for Retirement

I work for a large corporation which provides both a pension and 401K. I know very little about financial matters—how necessary do you think it is for me to enlist the help of an independent financial...

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Comment #359958 on Please Explain: 401(k)s, 403(b)s, and Saving for Retirement

Is there a way to use the money in our 403B to buy a winter home and not have to pay taxes? What is the best way to use that money?

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Comment #359961 on Please Explain: 401(k)s, 403(b)s, and Saving for Retirement

too young to collect social security, longtern unemployed (3 years now), i have nearky exhausted my 401-k or ira, with horrific tax consequences. i believe the longterm unemployed should be given some...

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Comment #359963 on Please Explain: 401(k)s, 403(b)s, and Saving for Retirement

Thank you for answering my question.

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Comment #360232 on Please Explain: 401(k)s, 403(b)s, and Saving for Retirement

Really quality information, thank you so much.

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